PIXELPAY LIMITED is committed to protecting the privacy and security of the Personal Data we collect
about end customers and users of our Services and Sites.
This privacy policy describes how we collect, use and share information about you.
This policy covers:
- Personal information we process to operate and administer the PIXELPAY Services.
- Personal Information we process to maintain our partner and supplier network.
- Information we collect when you interact with our websites, and platforms, including https.pixelpay.ltd.
We may change this privacy policy from time to time. If we make changes, we will make that clear by
revising the date at the top of this policy, and in some cases, we may provide you with additional
notice such as adding a statement to the homepages of our Sites. We encourage you to review the
Privacy Policy whenever you interact with us to stay informed about our information practices and
the ways you can help protect your privacy.
Please read this privacy policy carefully as it provides important information about how we handle
your personal information and your rights. If you have any questions about any aspect of this privacy
policy you can contact us using the information provided below or by emailing us at
support@pixelpay.ltd
Definitions and legal references
Personal Data
Any information that directly, indirectly, or in connection with other information — including a
personal identification number — allows for the identification or identifiability of a natural person.
Data Subject
The person to whom the Personal Data refers.
This Website (or this Application)
The means by which the Personal Data of the User is collected and processed.
Service(s)
The service(s) provided by PIXELPAY as described in the General Terms and Conditions and Service
Schedule.
European Union (or EU)
Unless otherwise specified, all references made within this document to the European Union include
all current member states to the European Union and the European Economic Area.
Personal Data we process - Transactional data including payees’ and recipients’ names and mobile numbers, contact
information, government identification data, financial data, professional life data,
authentication data, connection data, localization data, bank and card account details and
the amount processed. - Information collected for the purposes of ID verification, Anti Money Laundering, Know your
Customer and Politically Exposed Person checks. - The names and contact details of contacts at our partner organisations and suppliers. • Names,
contact details, job titles of prospective new business contacts which we gather from publicly
available sources such as LinkedIn or Twitter. - Information we collect when a Data Subject messages us through our Sites or social media
pages, or otherwise communicate with us via letter or email. - Information about your use of our Sites, including the type of browser you use, access times,
pages viewed, your IP address and the page you visited before navigating to our Sites. For
more information, please see the relevant Site’s privacy policy. - Information Collected by Cookies and Other Tracking Technologies: We may use cookies, web
beacons (also known as “tracking pixels”) and other tracking technologies to collect
information about you when you interact with our Sites or emails, including information
about your browsing behaviour on our Sites. For more information, please see the relevant
Site’s cookie policy.
Purposes for which we process Personal Data - To facilitate transactions via the PIXELPAY platforms. On occasion we may also need to access
transactional data in the course of system maintenance or troubleshooting system problems. •
For the purposes of reconciliations (comparing our financial records with those of our partners
to check they are in agreement). - To perform statistical analysis of customer transactional activity, such as daily spending trends. •
To comply with the laws of relevant jurisdictions and carry out due diligence on partner
organisations (e.g. verifying the identity of directors and shareholders, know-your-client
verifications and anti-money laundering checks). - To source potential new partners for our network.
- To enable our existing partners to connect to the PIXELPAY platforms.
- To request feedback from our external partners and improve the Services we deliver to them. •
Processing supplier invoices. - To respond to written enquires, comments or requests submitted by our partners, suppliers or
Service users and provide customer service. - To improve our Sites and your experience, see which areas and features of our sites are
popular, count visits, understand campaign effectiveness and determine whether an email
has been opened and links within the email have been clicked. - To manage your online account and send you technical notices, updates, security alerts and
support and administrative messages.
Our legal basis for processing your data
We will only process Personal Data where one of the lawful bases and/or applicable data protection
laws. The lawful bases we rely on are as follows:
- Consent – we have obtained the Data Subjects consent for the processing;
- Contractual requirement – the processing is necessary in order to enter or perform a contract with
the Data Subject; - Compliance with a legal obligation – we have a legal obligation to perform the processing; or
- Legitimate interests – we have a legitimate interest in processing the Personal Data, provided that
such legitimate interest is not overridden by the rights or freedoms of the affected Data Subjects.
In any case where Personal Data is processed because it is necessary for the performance of a
contract to which a Data Subject is a party, we will be unable to provide our Services without the
required information.
Sharing a Data Subject’s Personal Data
We may share personal information about a Data Subject:
- with other partners in our network where this is necessary to process a payment you have
made via our platforms. These partners may include mobile network operators, money
transfer organisations, banking institutions and merchants. - with other partners in our network where this is necessary for the purposes of reconciliations
and identity verification. - with consultants and other service providers who need access to Personal Data to carry out
work on our behalf. - where necessary to carry out due diligence on our partners, such as Know Your Client, Anti
Money Laundering and Politically Exposed Person checks. - when we are required to liaise with judicial or regulatory authorities by applicable law or
disclosure is necessary to comply with any applicable law, regulation or legal process. • where we
have commissioned a third party to carry out a financial audit of PIXELPAY. • in connection with,
or during negotiations of, any merger, sale of company assets, financing or acquisition of all or a
portion of our business to another compa